Now that you have a list and budget for your holiday shopping, it's time to scope out some actual prices. Search online or in stores for sales and, if you dare, head out on Black Friday, the day after Thanksgiving for the lowest prices on many things like electronics. Yet, beware, Black Friday is an intense shopping experience and items sell out quickly!

Do you have a favorite website like Amazon.com or eBay? Many of these sites that ship from multiple vendors have great shipping prices during the holidays if you want to avoid shopping in busy stores altogether.