Updated: July 15, 2010

If you're ready to start saving, or even investing some of your hard-earned money, finding the cash to set aside can be a challenge.

Creating a budget can be a great way to find money you didn't know you had, or to divert some of the money you did know you had into a more worthwhile pursuit (say, a college education instead of a daily coffee run).

Ready to get started but need help figuring out how? Take the quiz below to become a budget brainiac.