Senior year, May
Work with your parents to finalize how you'll meet your EFC. You may need to secure a private loan from the bank if your grants/scholarships and federal, state and school loans don't cover your total college cost.If Direct Loans (from the government) or parent PLUS loans are part of your package, you'll need to fill out a Master Promissory Note (MPN).
Pat yourself on the back. You've made it through a sea of paperwork (not to mention high school), and in the fall, you'll be going to college.
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