Is 18 too young to get a credit card?

" I personally feel that 18 is the right age to get your 1st credit card you are starting to get out on your own and you have to learn to control your spending. It is good for some but not for all. I think that it is not the age that makes the difference, it is maturity of the person. If you can not afford to pay for the things you are buying then you should not charge it."

--Melany-Ann, 18, PA