If you are enterprising and good with your allowance, then maybe a business career is in your future.
Find out how you can contribute to world in a fun way and be smart about money.
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You want to make money? Understand how finance in this country works first.
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Which of the following credit card users is likely to pay the GREATEST dollar amount in finance charges per year if they all charge the same amount per year on their cards?
To avoid paying more in interest, pay your credit cards off in full each month.
Which of the following statements is NOT correct about most ATM (Automated Teller Machine) cards?
Although many ATMs claim to be fee free, most institutions will apply a charge for each use.
If your credit card is stolen and the thief runs up a total of $1,000, but you notify the issuer of the card as soon as you discover it is missing, what is the maximum amount that you can be forced to pay according to federal law?
If a credit card is lost, federal law requires that the owner pay a maximum of $50.
Kevin has saved $9,000 for his college expenses. Which of the following is the safest place for his college money?
A savings account is the safest place to keep extra cash. Plus, you get interest, the profit in goods or money that is made on invested capital.
Your take home pay from your job is less than the total amount you earn. Which of the following best describes what is taken out of your total pay?
These taxes help pay for things like schools, roads and the military. Some states, like California, have additional taxes such as gasoline and cigarette tax.
If you went to college and earned a four-year degree, how much more money could you expect to earn than if you only had a high school diploma?
According to the Pew Research Center, 25-32 year old college graduates working full-time earn annually $17,500 more than their peers who hold only a high-school diploma.
Which of the following statements is true?
Banks and lenders can access your credit record through credit agencies that track your financial history.
If you had a savings account at a bank, which of the following would be correct concerning the interest that you would earn on this account?
For the most part, any income you earn either from working or from investments is eligible to be taxed.
Marie has just applied for a credit card. She is an 18-year-old high school graduate with few valuable possessions and no credit history. If Maria is granted a credit card, which of the following is the most likely way that the credit card company will reduce its risk?
After the Credit Card Act of 2009, potential card holders must be 21 years old. If they are younger, a co-signer must step in on their behalf. And without much of a credit history, the card holder will have a higher interest rate, which makes it all the more important to pay the balance in full.
Which of the following statements best describes your right to check your credit history for accuracy:
According to the Fair Credit Reporting Act, consumers are entitled to one free copy of their credit report from each of the major credit reporting companies per year.
If Susan and Joe have money put aside for emergencies, in which of the following forms would it be of LEAST benefit to them if they needed it right away?
For many investments, including real estate, there is a relative lack of liquidity as well as high transaction costs . Most often invest to make money in the long term. By contrast, with a checking or savings account, your money is readily available in an emergency.
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Find out if fortune is in your future.
Richie Rich Youre well informed on what to do with the money you make and totally motivated to earn more. Youd rather wait and buy something for yourself than borrow the cash from friends and family — who by the way, are really glad about that! Now youre only dilemma is how to deal with the people wholl be trying to mooch off of you.
Comfortable Living So you might not end up with a million bucks in the bank, but youre certainly no cheapskate! Your motto: Why save now when you can have a blast today? And just because you like to live in the moment doesnt mean youre irresponsible. You have the amazing talent of making a little cash go a long way.
Penny Pincher It seems like every time you get your hands on some cash it ends up burning a hole in your pocket, huh? Unless your folks have already surprised you with a handsome trust fund, it might be time to start thinking about sticking some money in the bank. It may sound juvenile, but a piggy bank can be a good place to start– especially if its the kind you have to smash to get the dollar bills out.
My first million will probably come from:
Oh yeah! Its my birthday! When a $25 check shows up from Grams, I:
While hes ringing up my t-shirt, the clerk says I could get 10 percent off if I sign up for a credit card today. I:
Working at a restaurant is a good way:
If somebody handed me $1000, Id:
I made some extra cash last summer by mowing lawns and walking dogs. Looking back it was a bad idea because:
I really, really, really want to go on the school trip at the end of the year, but its gonna cost some cash. I:
I asked my folks for $20 to go out last Friday. Monday I had:
If I was a millionaire, Id buy: